Real Estate Agents & Brokers Insurance

Real estate agents face numerous uncertainties in their job. With real estate transactions becoming more complex every year, agents are at a greater risk for litigation than ever before. With coverages available for independent real estate agents, firms, appraisers and auctioneers, having the right insurance protections in place is crucial to reduce exposure to the ever-growing risks associated with this industry.

Have questions? Contact Neil McGowan for more information.

Real Estate Agents & Brokers Insurance Application

Real Estate Agents & Brokers Insurance Brochure

Product Details


  • Independent Real Estate Agents & Brokers including Independent Contractors
  • Real Estate Firms
  • Real Estate Appraiser Firms
  • Real Estate Auctioneers


Errors and Omissions (E&O) Insurance: Up to $5MM


A.M. Best Admitted “A” Rated Carrier / Admitted Paper


Nationwide except in Alaska, California, Hawaii, Louisiana and New York


  • Express “Self-Rate” applications
  • Incentive for early claims resolution
  • Broad Form Professional Services
  • Fair Housing Discrimination – $250,000 with options to buy higher limits
  • Unlimited retiree, disability or death extended reporting period options
  • Coverage provided if insured is called as an Expert Witness
  • Enhanced coverage for the following:
    • Reimbursement of Expenses: $7,500 / $25,000
    • Disciplinary Actions: $25,000 / $50,000
    • Non-Profit D&O Coverage: $15,000 / $30,000
    • Subpoena Expenses: $25,000
    • Reimbursement for Reputation Expenses: $5,000
    • Reimbursement for Security Incident: $25,000 / $50,000


Pricing indications are provided with the submission of our application. Quotes are subject to the following:

  1. A thoroughly-completed application, along with all applicable supplements.
  2. Expiring declarations page if insured has current coverage.


The following items are required in order to bind coverage:

  1. A written request to bind.
  2. A thoroughly-completed application.
  3. Expiring declarations page (if insured has current coverage).
  4. Five years of currently-valued, carrier generated loss runs (if claims activity is indicated on the application.


Even the smallest mistake could end up costing an agent a lot of money, or what’s worse is loss of business and solid reputation.

To learn if your coverage will protect you in every situation, download our list of Most Common Claims Against Real Estate Agents.