Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) is an absolute necessity for any organization that employs people. Most EPLI professionals who have studied this risk exposure universally agree with the actuarial analysis conclusion that in today’s world, it’s not a matter of “if you will be sued by an employee, but when.” McGowan has been a pioneer in evolving this coverage in partnership with a group of sophisticated international carrier partners. What sets McGowan’s EPLI apart from standard policies is the integration of several support entities and facilities that meet or exceed federal and state regulations and compliance standards. We offer superior Risk Management with LaPointe Law. For more information on Risk Management, click here.

While individual EPLI policies can be customized to fit the specific needs of our insured clients, the fundamental components of our EPLI coverages include:

    • Employee harassment, retaliation and discrimination
    • Career deprivation and wrongful termination
    • Failure to employ or promote and breach of contract
    • Misrepresentation, negligent evaluation and defamation


This website offers a broad range of management training courses, risk management white papers and access to a highly-skilled law firm toll-free helpline. EPRMA is dedicated to helping its members understand workplace challenges through research and best practices evaluations. Our focus is on helping our members enhance their knowledge of risk management strategies that have been proven to identify potential workplace risk exposures and provide practical approaches to managing these exposures.