It’s a difficult situation to consider, but the reality of the world we live in is that active shooter insurance is a viable option.
Managers face numerous risks associated with operating a hospitality establishment, and as the the year winds down, it’s important to step back and take a critical look at the trends likely to impact the industry in 2016.
As the number of homeowners associations expand across the country, it can be in the best interest of the boards of directors to obtain an insurance product that offers professional liability insurance.
No matter how much precaution and due diligence a manager and the staff undertake to ensure they’re providing a safe product, due to the nature of the restaurant industry and its supply chains, the chances of serving a meal containing a pathogen does exist.
At the core, a community association whether it be a condominium, single-family homeowners association, cooperative, timeshare or commercial association, the structure is substantially the same.
Recently, Property Casualty 360 had an article on why commercial insurance rates are dropping. According to the article (found here), commercial insurance rates are dropping
